LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,151
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$48,618
−HK$1,490/mo
Today · 4.125%
HK$50,108
baseline
▲ 0.50% · 4.625%
HK$53,157
+HK$3,049/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,216/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$817,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,455
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$53,862
−HK$1,427/mo
Today · 4.125%
HK$55,289
baseline
▲ 0.50% · 4.625%
HK$58,204
+HK$2,915/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,578/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$817,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,581
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$58,341
−HK$1,789/mo
Today · 4.125%
HK$60,130
baseline
▲ 0.50% · 4.625%
HK$63,788
+HK$3,658/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$120,260/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$817,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,946
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,634
−HK$1,713/mo
Today · 4.125%
HK$66,347
baseline
▲ 0.50% · 4.625%
HK$69,844
+HK$3,497/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$132,694/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$817,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,012
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$68,065
−HK$2,086/mo
Today · 4.125%
HK$70,151
baseline
▲ 0.50% · 4.625%
HK$74,420
+HK$4,269/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$140,302/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,437
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$75,407
−HK$1,998/mo
Today · 4.125%
HK$77,405
baseline
▲ 0.50% · 4.625%
HK$81,485
+HK$4,080/mo
Deposit HK$6.20M · loan HK$14.47M · min. income ≈ HK$154,810/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,872
−HK$5,322/mo
▼ 0.25% · 3.875%
HK$87,512
−HK$2,682/mo
Today · 4.125%
HK$90,194
baseline
▲ 0.50% · 4.625%
HK$95,682
+HK$5,488/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$180,388/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$817,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,419
−HK$5,102/mo
▼ 0.25% · 3.875%
HK$96,952
−HK$2,569/mo
Today · 4.125%
HK$99,521
baseline
▲ 0.50% · 4.625%
HK$104,766
+HK$5,245/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$199,042/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$817,803 · Scale 2, in force from 26 Feb 2026)