LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,154
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$48,621
−HK$1,490/mo
Today · 4.125%
HK$50,111
baseline
▲ 0.50% · 4.625%
HK$53,160
+HK$3,049/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,222/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$817,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,458
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,865
−HK$1,428/mo
Today · 4.125%
HK$55,293
baseline
▲ 0.50% · 4.625%
HK$58,207
+HK$2,914/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,586/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$817,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,585
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$58,345
−HK$1,788/mo
Today · 4.125%
HK$60,133
baseline
▲ 0.50% · 4.625%
HK$63,792
+HK$3,659/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$120,266/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$817,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,950
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,638
−HK$1,713/mo
Today · 4.125%
HK$66,351
baseline
▲ 0.50% · 4.625%
HK$69,849
+HK$3,498/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$132,702/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$817,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,016
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$68,069
−HK$2,087/mo
Today · 4.125%
HK$70,156
baseline
▲ 0.50% · 4.625%
HK$74,424
+HK$4,268/mo
Deposit HK$6.20M · loan HK$14.48M · min. income ≈ HK$140,312/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,442
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$75,412
−HK$1,998/mo
Today · 4.125%
HK$77,410
baseline
▲ 0.50% · 4.625%
HK$81,490
+HK$4,080/mo
Deposit HK$6.20M · loan HK$14.48M · min. income ≈ HK$154,820/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,877
−HK$5,323/mo
▼ 0.25% · 3.875%
HK$87,518
−HK$2,682/mo
Today · 4.125%
HK$90,200
baseline
▲ 0.50% · 4.625%
HK$95,688
+HK$5,488/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$180,400/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$817,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,425
−HK$5,102/mo
▼ 0.25% · 3.875%
HK$96,958
−HK$2,569/mo
Today · 4.125%
HK$99,527
baseline
▲ 0.50% · 4.625%
HK$104,773
+HK$5,246/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$199,054/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$817,931 · Scale 2, in force from 26 Feb 2026)