LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,155
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$48,622
−HK$1,490/mo
Today · 4.125%
HK$50,112
baseline
▲ 0.50% · 4.625%
HK$53,161
+HK$3,049/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,224/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$817,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,459
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,866
−HK$1,428/mo
Today · 4.125%
HK$55,294
baseline
▲ 0.50% · 4.625%
HK$58,208
+HK$2,914/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,588/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$817,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,586
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$58,346
−HK$1,788/mo
Today · 4.125%
HK$60,134
baseline
▲ 0.50% · 4.625%
HK$63,793
+HK$3,659/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$120,268/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$817,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,951
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,639
−HK$1,713/mo
Today · 4.125%
HK$66,352
baseline
▲ 0.50% · 4.625%
HK$69,850
+HK$3,498/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$132,704/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$817,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,017
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$68,070
−HK$2,087/mo
Today · 4.125%
HK$70,157
baseline
▲ 0.50% · 4.625%
HK$74,426
+HK$4,269/mo
Deposit HK$6.20M · loan HK$14.48M · min. income ≈ HK$140,314/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,443
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$75,413
−HK$1,998/mo
Today · 4.125%
HK$77,411
baseline
▲ 0.50% · 4.625%
HK$81,491
+HK$4,080/mo
Deposit HK$6.20M · loan HK$14.48M · min. income ≈ HK$154,822/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,879
−HK$5,322/mo
▼ 0.25% · 3.875%
HK$87,519
−HK$2,682/mo
Today · 4.125%
HK$90,201
baseline
▲ 0.50% · 4.625%
HK$95,690
+HK$5,489/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$180,402/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$817,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,427
−HK$5,101/mo
▼ 0.25% · 3.875%
HK$96,959
−HK$2,569/mo
Today · 4.125%
HK$99,528
baseline
▲ 0.50% · 4.625%
HK$104,775
+HK$5,247/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$199,056/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$817,964 · Scale 2, in force from 26 Feb 2026)