LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,155
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,622
−HK$1,491/mo
Today · 4.125%
HK$50,113
baseline
▲ 0.50% · 4.625%
HK$53,162
+HK$3,049/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,226/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$817,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,460
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$53,867
−HK$1,427/mo
Today · 4.125%
HK$55,294
baseline
▲ 0.50% · 4.625%
HK$58,209
+HK$2,915/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,588/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$817,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,587
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$58,347
−HK$1,788/mo
Today · 4.125%
HK$60,135
baseline
▲ 0.50% · 4.625%
HK$63,794
+HK$3,659/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$120,270/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$817,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,952
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,640
−HK$1,713/mo
Today · 4.125%
HK$66,353
baseline
▲ 0.50% · 4.625%
HK$69,851
+HK$3,498/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$132,706/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$817,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,018
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$68,071
−HK$2,087/mo
Today · 4.125%
HK$70,158
baseline
▲ 0.50% · 4.625%
HK$74,426
+HK$4,268/mo
Deposit HK$6.20M · loan HK$14.48M · min. income ≈ HK$140,316/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,444
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$75,414
−HK$1,998/mo
Today · 4.125%
HK$77,412
baseline
▲ 0.50% · 4.625%
HK$81,492
+HK$4,080/mo
Deposit HK$6.20M · loan HK$14.48M · min. income ≈ HK$154,824/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$817,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,880
−HK$5,323/mo
▼ 0.25% · 3.875%
HK$87,520
−HK$2,683/mo
Today · 4.125%
HK$90,203
baseline
▲ 0.50% · 4.625%
HK$95,691
+HK$5,488/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$180,406/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$817,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,428
−HK$5,102/mo
▼ 0.25% · 3.875%
HK$96,960
−HK$2,570/mo
Today · 4.125%
HK$99,530
baseline
▲ 0.50% · 4.625%
HK$104,776
+HK$5,246/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$199,060/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$817,990 · Scale 2, in force from 26 Feb 2026)