LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,158
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,625
−HK$1,491/mo
Today · 4.125%
HK$50,116
baseline
▲ 0.50% · 4.625%
HK$53,165
+HK$3,049/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,232/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,463
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,870
−HK$1,428/mo
Today · 4.125%
HK$55,298
baseline
▲ 0.50% · 4.625%
HK$58,213
+HK$2,915/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,596/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,590
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$58,350
−HK$1,789/mo
Today · 4.125%
HK$60,139
baseline
▲ 0.50% · 4.625%
HK$63,798
+HK$3,659/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$120,278/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,956
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,644
−HK$1,713/mo
Today · 4.125%
HK$66,357
baseline
▲ 0.50% · 4.625%
HK$69,855
+HK$3,498/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$132,714/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,022
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$68,076
−HK$2,086/mo
Today · 4.125%
HK$70,162
baseline
▲ 0.50% · 4.625%
HK$74,431
+HK$4,269/mo
Deposit HK$6.20M · loan HK$14.48M · min. income ≈ HK$140,324/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$818,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,449
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$75,419
−HK$1,998/mo
Today · 4.125%
HK$77,417
baseline
▲ 0.50% · 4.625%
HK$81,498
+HK$4,081/mo
Deposit HK$6.20M · loan HK$14.48M · min. income ≈ HK$154,834/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$818,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,885
−HK$5,323/mo
▼ 0.25% · 3.875%
HK$87,526
−HK$2,682/mo
Today · 4.125%
HK$90,208
baseline
▲ 0.50% · 4.625%
HK$95,697
+HK$5,489/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$180,416/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,434
−HK$5,102/mo
▼ 0.25% · 3.875%
HK$96,967
−HK$2,569/mo
Today · 4.125%
HK$99,536
baseline
▲ 0.50% · 4.625%
HK$104,783
+HK$5,247/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$199,072/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,123 · Scale 2, in force from 26 Feb 2026)