LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,162
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$48,629
−HK$1,490/mo
Today · 4.125%
HK$50,119
baseline
▲ 0.50% · 4.625%
HK$53,169
+HK$3,050/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,238/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,467
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,874
−HK$1,428/mo
Today · 4.125%
HK$55,302
baseline
▲ 0.50% · 4.625%
HK$58,217
+HK$2,915/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,604/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,594
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$58,354
−HK$1,789/mo
Today · 4.125%
HK$60,143
baseline
▲ 0.50% · 4.625%
HK$63,803
+HK$3,660/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$120,286/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,960
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$64,649
−HK$1,713/mo
Today · 4.125%
HK$66,362
baseline
▲ 0.50% · 4.625%
HK$69,860
+HK$3,498/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$132,724/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,026
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$68,080
−HK$2,087/mo
Today · 4.125%
HK$70,167
baseline
▲ 0.50% · 4.625%
HK$74,436
+HK$4,269/mo
Deposit HK$6.20M · loan HK$14.48M · min. income ≈ HK$140,334/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$818,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,454
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$75,424
−HK$1,998/mo
Today · 4.125%
HK$77,422
baseline
▲ 0.50% · 4.625%
HK$81,503
+HK$4,081/mo
Deposit HK$6.20M · loan HK$14.48M · min. income ≈ HK$154,844/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$818,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,891
−HK$5,324/mo
▼ 0.25% · 3.875%
HK$87,532
−HK$2,683/mo
Today · 4.125%
HK$90,215
baseline
▲ 0.50% · 4.625%
HK$95,704
+HK$5,489/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$180,430/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,441
−HK$5,102/mo
▼ 0.25% · 3.875%
HK$96,973
−HK$2,570/mo
Today · 4.125%
HK$99,543
baseline
▲ 0.50% · 4.625%
HK$104,790
+HK$5,247/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$199,086/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,265 · Scale 2, in force from 26 Feb 2026)