LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,162
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,630
−HK$1,490/mo
Today · 4.125%
HK$50,120
baseline
▲ 0.50% · 4.625%
HK$53,170
+HK$3,050/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,240/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,468
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$53,875
−HK$1,427/mo
Today · 4.125%
HK$55,302
baseline
▲ 0.50% · 4.625%
HK$58,218
+HK$2,916/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,604/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,595
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$58,355
−HK$1,789/mo
Today · 4.125%
HK$60,144
baseline
▲ 0.50% · 4.625%
HK$63,804
+HK$3,660/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$120,288/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,961
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$64,650
−HK$1,713/mo
Today · 4.125%
HK$66,363
baseline
▲ 0.50% · 4.625%
HK$69,861
+HK$3,498/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$132,726/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,027
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$68,081
−HK$2,087/mo
Today · 4.125%
HK$70,168
baseline
▲ 0.50% · 4.625%
HK$74,438
+HK$4,270/mo
Deposit HK$6.20M · loan HK$14.48M · min. income ≈ HK$140,336/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$818,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,455
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$75,425
−HK$1,998/mo
Today · 4.125%
HK$77,423
baseline
▲ 0.50% · 4.625%
HK$81,505
+HK$4,082/mo
Deposit HK$6.20M · loan HK$14.48M · min. income ≈ HK$154,846/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$818,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,892
−HK$5,324/mo
▼ 0.25% · 3.875%
HK$87,533
−HK$2,683/mo
Today · 4.125%
HK$90,216
baseline
▲ 0.50% · 4.625%
HK$95,705
+HK$5,489/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$180,432/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,442
−HK$5,102/mo
▼ 0.25% · 3.875%
HK$96,975
−HK$2,569/mo
Today · 4.125%
HK$99,544
baseline
▲ 0.50% · 4.625%
HK$104,792
+HK$5,248/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$199,088/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,298 · Scale 2, in force from 26 Feb 2026)