LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,163
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,630
−HK$1,491/mo
Today · 4.125%
HK$50,121
baseline
▲ 0.50% · 4.625%
HK$53,171
+HK$3,050/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,242/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,469
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$53,876
−HK$1,427/mo
Today · 4.125%
HK$55,303
baseline
▲ 0.50% · 4.625%
HK$58,218
+HK$2,915/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,606/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,596
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$58,356
−HK$1,789/mo
Today · 4.125%
HK$60,145
baseline
▲ 0.50% · 4.625%
HK$63,805
+HK$3,660/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$120,290/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,962
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$64,651
−HK$1,713/mo
Today · 4.125%
HK$66,364
baseline
▲ 0.50% · 4.625%
HK$69,862
+HK$3,498/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$132,728/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,029
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$68,082
−HK$2,087/mo
Today · 4.125%
HK$70,169
baseline
▲ 0.50% · 4.625%
HK$74,439
+HK$4,270/mo
Deposit HK$6.20M · loan HK$14.48M · min. income ≈ HK$140,338/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$818,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,456
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$75,426
−HK$1,999/mo
Today · 4.125%
HK$77,425
baseline
▲ 0.50% · 4.625%
HK$81,506
+HK$4,081/mo
Deposit HK$6.20M · loan HK$14.48M · min. income ≈ HK$154,850/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$818,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,894
−HK$5,323/mo
▼ 0.25% · 3.875%
HK$87,535
−HK$2,682/mo
Today · 4.125%
HK$90,217
baseline
▲ 0.50% · 4.625%
HK$95,707
+HK$5,490/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$180,434/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,444
−HK$5,102/mo
▼ 0.25% · 3.875%
HK$96,976
−HK$2,570/mo
Today · 4.125%
HK$99,546
baseline
▲ 0.50% · 4.625%
HK$104,793
+HK$5,247/mo
Deposit HK$2.07M · loan HK$18.61M · min. income ≈ HK$199,092/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,331 · Scale 2, in force from 26 Feb 2026)