LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,164
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,631
−HK$1,491/mo
Today · 4.125%
HK$50,122
baseline
▲ 0.50% · 4.625%
HK$53,171
+HK$3,049/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,244/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,470
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$53,877
−HK$1,427/mo
Today · 4.125%
HK$55,304
baseline
▲ 0.50% · 4.625%
HK$58,219
+HK$2,915/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,608/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,597
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$58,357
−HK$1,789/mo
Today · 4.125%
HK$60,146
baseline
▲ 0.50% · 4.625%
HK$63,806
+HK$3,660/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$120,292/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,963
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$64,652
−HK$1,713/mo
Today · 4.125%
HK$66,365
baseline
▲ 0.50% · 4.625%
HK$69,863
+HK$3,498/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$132,730/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,030
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$68,084
−HK$2,086/mo
Today · 4.125%
HK$70,170
baseline
▲ 0.50% · 4.625%
HK$74,440
+HK$4,270/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$140,340/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$818,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,457
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$75,427
−HK$1,999/mo
Today · 4.125%
HK$77,426
baseline
▲ 0.50% · 4.625%
HK$81,507
+HK$4,081/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$154,852/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$818,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,895
−HK$5,324/mo
▼ 0.25% · 3.875%
HK$87,536
−HK$2,683/mo
Today · 4.125%
HK$90,219
baseline
▲ 0.50% · 4.625%
HK$95,709
+HK$5,490/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$180,438/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,445
−HK$5,103/mo
▼ 0.25% · 3.875%
HK$96,978
−HK$2,570/mo
Today · 4.125%
HK$99,548
baseline
▲ 0.50% · 4.625%
HK$104,795
+HK$5,247/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$199,096/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,366 · Scale 2, in force from 26 Feb 2026)