LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,164
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,631
−HK$1,491/mo
Today · 4.125%
HK$50,122
baseline
▲ 0.50% · 4.625%
HK$53,172
+HK$3,050/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,244/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,470
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,877
−HK$1,428/mo
Today · 4.125%
HK$55,305
baseline
▲ 0.50% · 4.625%
HK$58,220
+HK$2,915/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,610/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,597
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$58,358
−HK$1,788/mo
Today · 4.125%
HK$60,146
baseline
▲ 0.50% · 4.625%
HK$63,806
+HK$3,660/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$120,292/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,964
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$64,652
−HK$1,714/mo
Today · 4.125%
HK$66,366
baseline
▲ 0.50% · 4.625%
HK$69,864
+HK$3,498/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$132,732/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,030
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$68,084
−HK$2,087/mo
Today · 4.125%
HK$70,171
baseline
▲ 0.50% · 4.625%
HK$74,440
+HK$4,269/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$140,342/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$818,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,458
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$75,428
−HK$1,999/mo
Today · 4.125%
HK$77,427
baseline
▲ 0.50% · 4.625%
HK$81,508
+HK$4,081/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$154,854/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$818,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,896
−HK$5,324/mo
▼ 0.25% · 3.875%
HK$87,537
−HK$2,683/mo
Today · 4.125%
HK$90,220
baseline
▲ 0.50% · 4.625%
HK$95,709
+HK$5,489/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$180,440/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,379 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,446
−HK$5,102/mo
▼ 0.25% · 3.875%
HK$96,979
−HK$2,569/mo
Today · 4.125%
HK$99,548
baseline
▲ 0.50% · 4.625%
HK$104,796
+HK$5,248/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$199,096/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,379 · Scale 2, in force from 26 Feb 2026)