LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,166
−HK$2,957/mo
▼ 0.25% · 3.875%
HK$48,633
−HK$1,490/mo
Today · 4.125%
HK$50,123
baseline
▲ 0.50% · 4.625%
HK$53,173
+HK$3,050/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,246/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,471
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,878
−HK$1,428/mo
Today · 4.125%
HK$55,306
baseline
▲ 0.50% · 4.625%
HK$58,221
+HK$2,915/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,612/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,599
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$58,359
−HK$1,789/mo
Today · 4.125%
HK$60,148
baseline
▲ 0.50% · 4.625%
HK$63,808
+HK$3,660/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$120,296/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,965
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$64,654
−HK$1,713/mo
Today · 4.125%
HK$66,367
baseline
▲ 0.50% · 4.625%
HK$69,866
+HK$3,499/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$132,734/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,032
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$68,086
−HK$2,086/mo
Today · 4.125%
HK$70,172
baseline
▲ 0.50% · 4.625%
HK$74,442
+HK$4,270/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$140,344/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$818,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,460
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$75,430
−HK$1,998/mo
Today · 4.125%
HK$77,428
baseline
▲ 0.50% · 4.625%
HK$81,510
+HK$4,082/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$154,856/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$818,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,898
−HK$5,324/mo
▼ 0.25% · 3.875%
HK$87,539
−HK$2,683/mo
Today · 4.125%
HK$90,222
baseline
▲ 0.50% · 4.625%
HK$95,712
+HK$5,490/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$180,444/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,448
−HK$5,103/mo
▼ 0.25% · 3.875%
HK$96,981
−HK$2,570/mo
Today · 4.125%
HK$99,551
baseline
▲ 0.50% · 4.625%
HK$104,798
+HK$5,247/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$199,102/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,430 · Scale 2, in force from 26 Feb 2026)