LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,168
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,635
−HK$1,491/mo
Today · 4.125%
HK$50,126
baseline
▲ 0.50% · 4.625%
HK$53,176
+HK$3,050/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,252/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,474
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,881
−HK$1,428/mo
Today · 4.125%
HK$55,309
baseline
▲ 0.50% · 4.625%
HK$58,224
+HK$2,915/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,618/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,602
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$58,362
−HK$1,789/mo
Today · 4.125%
HK$60,151
baseline
▲ 0.50% · 4.625%
HK$63,811
+HK$3,660/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$120,302/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,969
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$64,657
−HK$1,714/mo
Today · 4.125%
HK$66,371
baseline
▲ 0.50% · 4.625%
HK$69,869
+HK$3,498/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$132,742/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,035
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$68,089
−HK$2,087/mo
Today · 4.125%
HK$70,176
baseline
▲ 0.50% · 4.625%
HK$74,446
+HK$4,270/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$140,352/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$818,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,463
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$75,434
−HK$1,998/mo
Today · 4.125%
HK$77,432
baseline
▲ 0.50% · 4.625%
HK$81,514
+HK$4,082/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$154,864/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$818,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,902
−HK$5,324/mo
▼ 0.25% · 3.875%
HK$87,543
−HK$2,683/mo
Today · 4.125%
HK$90,226
baseline
▲ 0.50% · 4.625%
HK$95,717
+HK$5,491/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$180,452/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,453
−HK$5,103/mo
▼ 0.25% · 3.875%
HK$96,986
−HK$2,570/mo
Today · 4.125%
HK$99,556
baseline
▲ 0.50% · 4.625%
HK$104,804
+HK$5,248/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$199,112/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,538 · Scale 2, in force from 26 Feb 2026)