LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,169
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,636
−HK$1,491/mo
Today · 4.125%
HK$50,127
baseline
▲ 0.50% · 4.625%
HK$53,177
+HK$3,050/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,254/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,475
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,882
−HK$1,428/mo
Today · 4.125%
HK$55,310
baseline
▲ 0.50% · 4.625%
HK$58,225
+HK$2,915/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,620/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,602
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$58,363
−HK$1,789/mo
Today · 4.125%
HK$60,152
baseline
▲ 0.50% · 4.625%
HK$63,812
+HK$3,660/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$120,304/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,970
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$64,658
−HK$1,714/mo
Today · 4.125%
HK$66,372
baseline
▲ 0.50% · 4.625%
HK$69,870
+HK$3,498/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$132,744/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,036
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$68,090
−HK$2,087/mo
Today · 4.125%
HK$70,177
baseline
▲ 0.50% · 4.625%
HK$74,447
+HK$4,270/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$140,354/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$818,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,465
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$75,435
−HK$1,999/mo
Today · 4.125%
HK$77,434
baseline
▲ 0.50% · 4.625%
HK$81,515
+HK$4,081/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$154,868/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$818,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,904
−HK$5,324/mo
▼ 0.25% · 3.875%
HK$87,545
−HK$2,683/mo
Today · 4.125%
HK$90,228
baseline
▲ 0.50% · 4.625%
HK$95,718
+HK$5,490/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$180,456/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,455
−HK$5,103/mo
▼ 0.25% · 3.875%
HK$96,988
−HK$2,570/mo
Today · 4.125%
HK$99,558
baseline
▲ 0.50% · 4.625%
HK$104,805
+HK$5,247/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$199,116/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,572 · Scale 2, in force from 26 Feb 2026)