LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,170
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,637
−HK$1,491/mo
Today · 4.125%
HK$50,128
baseline
▲ 0.50% · 4.625%
HK$53,178
+HK$3,050/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,256/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,476
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,883
−HK$1,428/mo
Today · 4.125%
HK$55,311
baseline
▲ 0.50% · 4.625%
HK$58,227
+HK$2,916/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,622/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,604
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$58,364
−HK$1,789/mo
Today · 4.125%
HK$60,153
baseline
▲ 0.50% · 4.625%
HK$63,813
+HK$3,660/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$120,306/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,971
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$64,660
−HK$1,713/mo
Today · 4.125%
HK$66,373
baseline
▲ 0.50% · 4.625%
HK$69,872
+HK$3,499/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$132,746/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,038
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$68,092
−HK$2,087/mo
Today · 4.125%
HK$70,179
baseline
▲ 0.50% · 4.625%
HK$74,449
+HK$4,270/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$140,358/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$818,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,466
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$75,437
−HK$1,998/mo
Today · 4.125%
HK$77,435
baseline
▲ 0.50% · 4.625%
HK$81,517
+HK$4,082/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$154,870/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$818,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,906
−HK$5,324/mo
▼ 0.25% · 3.875%
HK$87,547
−HK$2,683/mo
Today · 4.125%
HK$90,230
baseline
▲ 0.50% · 4.625%
HK$95,720
+HK$5,490/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$180,460/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,617 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,457
−HK$5,103/mo
▼ 0.25% · 3.875%
HK$96,990
−HK$2,570/mo
Today · 4.125%
HK$99,560
baseline
▲ 0.50% · 4.625%
HK$104,808
+HK$5,248/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$199,120/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,617 · Scale 2, in force from 26 Feb 2026)