LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,170
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,637
−HK$1,491/mo
Today · 4.125%
HK$50,128
baseline
▲ 0.50% · 4.625%
HK$53,178
+HK$3,050/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,256/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,476
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,884
−HK$1,428/mo
Today · 4.125%
HK$55,312
baseline
▲ 0.50% · 4.625%
HK$58,227
+HK$2,915/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,624/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,604
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$58,365
−HK$1,789/mo
Today · 4.125%
HK$60,154
baseline
▲ 0.50% · 4.625%
HK$63,814
+HK$3,660/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$120,308/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,972
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$64,661
−HK$1,713/mo
Today · 4.125%
HK$66,374
baseline
▲ 0.50% · 4.625%
HK$69,873
+HK$3,499/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$132,748/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,038
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$68,092
−HK$2,088/mo
Today · 4.125%
HK$70,180
baseline
▲ 0.50% · 4.625%
HK$74,450
+HK$4,270/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$140,360/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$818,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,467
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$75,437
−HK$1,999/mo
Today · 4.125%
HK$77,436
baseline
▲ 0.50% · 4.625%
HK$81,518
+HK$4,082/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$154,872/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$818,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,906
−HK$5,325/mo
▼ 0.25% · 3.875%
HK$87,547
−HK$2,684/mo
Today · 4.125%
HK$90,231
baseline
▲ 0.50% · 4.625%
HK$95,721
+HK$5,490/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$180,462/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,458
−HK$5,103/mo
▼ 0.25% · 3.875%
HK$96,991
−HK$2,570/mo
Today · 4.125%
HK$99,561
baseline
▲ 0.50% · 4.625%
HK$104,809
+HK$5,248/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$199,122/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,637 · Scale 2, in force from 26 Feb 2026)