LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,171
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,638
−HK$1,491/mo
Today · 4.125%
HK$50,129
baseline
▲ 0.50% · 4.625%
HK$53,179
+HK$3,050/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,258/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,477
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,885
−HK$1,427/mo
Today · 4.125%
HK$55,312
baseline
▲ 0.50% · 4.625%
HK$58,228
+HK$2,916/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,624/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,605
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$58,366
−HK$1,789/mo
Today · 4.125%
HK$60,155
baseline
▲ 0.50% · 4.625%
HK$63,815
+HK$3,660/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$120,310/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,973
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$64,662
−HK$1,713/mo
Today · 4.125%
HK$66,375
baseline
▲ 0.50% · 4.625%
HK$69,874
+HK$3,499/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$132,750/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,039
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$68,094
−HK$2,087/mo
Today · 4.125%
HK$70,181
baseline
▲ 0.50% · 4.625%
HK$74,451
+HK$4,270/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$140,362/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$818,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,468
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$75,438
−HK$1,999/mo
Today · 4.125%
HK$77,437
baseline
▲ 0.50% · 4.625%
HK$81,519
+HK$4,082/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$154,874/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$818,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,908
−HK$5,324/mo
▼ 0.25% · 3.875%
HK$87,549
−HK$2,683/mo
Today · 4.125%
HK$90,232
baseline
▲ 0.50% · 4.625%
HK$95,723
+HK$5,491/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$180,464/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,668 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,459
−HK$5,103/mo
▼ 0.25% · 3.875%
HK$96,992
−HK$2,570/mo
Today · 4.125%
HK$99,562
baseline
▲ 0.50% · 4.625%
HK$104,810
+HK$5,248/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$199,124/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,668 · Scale 2, in force from 26 Feb 2026)