LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,172
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,639
−HK$1,491/mo
Today · 4.125%
HK$50,130
baseline
▲ 0.50% · 4.625%
HK$53,181
+HK$3,051/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,260/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,478
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,886
−HK$1,428/mo
Today · 4.125%
HK$55,314
baseline
▲ 0.50% · 4.625%
HK$58,229
+HK$2,915/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,628/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,607
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$58,367
−HK$1,789/mo
Today · 4.125%
HK$60,156
baseline
▲ 0.50% · 4.625%
HK$63,817
+HK$3,661/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$120,312/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,974
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$64,663
−HK$1,714/mo
Today · 4.125%
HK$66,377
baseline
▲ 0.50% · 4.625%
HK$69,875
+HK$3,498/mo
Deposit HK$8.27M · loan HK$12.41M · min. income ≈ HK$132,754/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,041
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$68,095
−HK$2,087/mo
Today · 4.125%
HK$70,182
baseline
▲ 0.50% · 4.625%
HK$74,453
+HK$4,271/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$140,364/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$818,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,470
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$75,440
−HK$1,999/mo
Today · 4.125%
HK$77,439
baseline
▲ 0.50% · 4.625%
HK$81,521
+HK$4,082/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$154,878/mo (50% DSR)
Upfront cash ≈ HK$7.02M (deposit + AVD stamp duty HK$818,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,910
−HK$5,324/mo
▼ 0.25% · 3.875%
HK$87,551
−HK$2,683/mo
Today · 4.125%
HK$90,234
baseline
▲ 0.50% · 4.625%
HK$95,725
+HK$5,491/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$180,468/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,461
−HK$5,104/mo
▼ 0.25% · 3.875%
HK$96,995
−HK$2,570/mo
Today · 4.125%
HK$99,565
baseline
▲ 0.50% · 4.625%
HK$104,813
+HK$5,248/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$199,130/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,720 · Scale 2, in force from 26 Feb 2026)