LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,175
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,643
−HK$1,490/mo
Today · 4.125%
HK$50,133
baseline
▲ 0.50% · 4.625%
HK$53,184
+HK$3,051/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,266/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,482
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,889
−HK$1,428/mo
Today · 4.125%
HK$55,317
baseline
▲ 0.50% · 4.625%
HK$58,233
+HK$2,916/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,634/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,610
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$58,371
−HK$1,789/mo
Today · 4.125%
HK$60,160
baseline
▲ 0.50% · 4.625%
HK$63,821
+HK$3,661/mo
Deposit HK$8.28M · loan HK$12.41M · min. income ≈ HK$120,320/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,978
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$64,667
−HK$1,714/mo
Today · 4.125%
HK$66,381
baseline
▲ 0.50% · 4.625%
HK$69,880
+HK$3,499/mo
Deposit HK$8.28M · loan HK$12.41M · min. income ≈ HK$132,762/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,045
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$68,100
−HK$2,087/mo
Today · 4.125%
HK$70,187
baseline
▲ 0.50% · 4.625%
HK$74,457
+HK$4,270/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$140,374/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$818,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,475
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$75,445
−HK$1,999/mo
Today · 4.125%
HK$77,444
baseline
▲ 0.50% · 4.625%
HK$81,526
+HK$4,082/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$154,888/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$818,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,915
−HK$5,325/mo
▼ 0.25% · 3.875%
HK$87,557
−HK$2,683/mo
Today · 4.125%
HK$90,240
baseline
▲ 0.50% · 4.625%
HK$95,731
+HK$5,491/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$180,480/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,467
−HK$5,104/mo
▼ 0.25% · 3.875%
HK$97,001
−HK$2,570/mo
Today · 4.125%
HK$99,571
baseline
▲ 0.50% · 4.625%
HK$104,820
+HK$5,249/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$199,142/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,852 · Scale 2, in force from 26 Feb 2026)