LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,177
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,644
−HK$1,491/mo
Today · 4.125%
HK$50,135
baseline
▲ 0.50% · 4.625%
HK$53,186
+HK$3,051/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,270/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,484
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,891
−HK$1,428/mo
Today · 4.125%
HK$55,319
baseline
▲ 0.50% · 4.625%
HK$58,235
+HK$2,916/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,638/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,612
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$58,373
−HK$1,789/mo
Today · 4.125%
HK$60,162
baseline
▲ 0.50% · 4.625%
HK$63,823
+HK$3,661/mo
Deposit HK$8.28M · loan HK$12.41M · min. income ≈ HK$120,324/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,980
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$64,669
−HK$1,714/mo
Today · 4.125%
HK$66,383
baseline
▲ 0.50% · 4.625%
HK$69,882
+HK$3,499/mo
Deposit HK$8.28M · loan HK$12.41M · min. income ≈ HK$132,766/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,047
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$68,102
−HK$2,087/mo
Today · 4.125%
HK$70,189
baseline
▲ 0.50% · 4.625%
HK$74,460
+HK$4,271/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$140,378/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$818,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,477
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$75,448
−HK$1,999/mo
Today · 4.125%
HK$77,447
baseline
▲ 0.50% · 4.625%
HK$81,529
+HK$4,082/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$154,894/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$818,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,918
−HK$5,325/mo
▼ 0.25% · 3.875%
HK$87,559
−HK$2,684/mo
Today · 4.125%
HK$90,243
baseline
▲ 0.50% · 4.625%
HK$95,734
+HK$5,491/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$180,486/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,470
−HK$5,104/mo
▼ 0.25% · 3.875%
HK$97,004
−HK$2,570/mo
Today · 4.125%
HK$99,574
baseline
▲ 0.50% · 4.625%
HK$104,823
+HK$5,249/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$199,148/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,917 · Scale 2, in force from 26 Feb 2026)