LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,178
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,645
−HK$1,491/mo
Today · 4.125%
HK$50,136
baseline
▲ 0.50% · 4.625%
HK$53,187
+HK$3,051/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,272/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,485
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,892
−HK$1,428/mo
Today · 4.125%
HK$55,320
baseline
▲ 0.50% · 4.625%
HK$58,236
+HK$2,916/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,640/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,613
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$58,374
−HK$1,789/mo
Today · 4.125%
HK$60,163
baseline
▲ 0.50% · 4.625%
HK$63,824
+HK$3,661/mo
Deposit HK$8.28M · loan HK$12.41M · min. income ≈ HK$120,326/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,982
−HK$3,402/mo
▼ 0.25% · 3.875%
HK$64,671
−HK$1,713/mo
Today · 4.125%
HK$66,384
baseline
▲ 0.50% · 4.625%
HK$69,883
+HK$3,499/mo
Deposit HK$8.28M · loan HK$12.41M · min. income ≈ HK$132,768/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,049
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$68,103
−HK$2,087/mo
Today · 4.125%
HK$70,190
baseline
▲ 0.50% · 4.625%
HK$74,461
+HK$4,271/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$140,380/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$818,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,478
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$75,449
−HK$1,999/mo
Today · 4.125%
HK$77,448
baseline
▲ 0.50% · 4.625%
HK$81,531
+HK$4,083/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$154,896/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$818,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,920
−HK$5,325/mo
▼ 0.25% · 3.875%
HK$87,561
−HK$2,684/mo
Today · 4.125%
HK$90,245
baseline
▲ 0.50% · 4.625%
HK$95,736
+HK$5,491/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$180,490/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,961 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,472
−HK$5,104/mo
▼ 0.25% · 3.875%
HK$97,006
−HK$2,570/mo
Today · 4.125%
HK$99,576
baseline
▲ 0.50% · 4.625%
HK$104,825
+HK$5,249/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$199,152/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,961 · Scale 2, in force from 26 Feb 2026)