LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,178
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,645
−HK$1,491/mo
Today · 4.125%
HK$50,136
baseline
▲ 0.50% · 4.625%
HK$53,187
+HK$3,051/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$100,272/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,485
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,893
−HK$1,428/mo
Today · 4.125%
HK$55,321
baseline
▲ 0.50% · 4.625%
HK$58,237
+HK$2,916/mo
Deposit HK$10.34M · loan HK$10.34M · min. income ≈ HK$110,642/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$818,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,614
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$58,375
−HK$1,789/mo
Today · 4.125%
HK$60,164
baseline
▲ 0.50% · 4.625%
HK$63,825
+HK$3,661/mo
Deposit HK$8.28M · loan HK$12.41M · min. income ≈ HK$120,328/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,982
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$64,671
−HK$1,714/mo
Today · 4.125%
HK$66,385
baseline
▲ 0.50% · 4.625%
HK$69,884
+HK$3,499/mo
Deposit HK$8.28M · loan HK$12.41M · min. income ≈ HK$132,770/mo (50% DSR)
Upfront cash ≈ HK$9.09M (deposit + AVD stamp duty HK$818,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,049
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$68,104
−HK$2,087/mo
Today · 4.125%
HK$70,191
baseline
▲ 0.50% · 4.625%
HK$74,462
+HK$4,271/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$140,382/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$818,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,479
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$75,450
−HK$1,999/mo
Today · 4.125%
HK$77,449
baseline
▲ 0.50% · 4.625%
HK$81,531
+HK$4,082/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$154,898/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$818,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,920
−HK$5,326/mo
▼ 0.25% · 3.875%
HK$87,562
−HK$2,684/mo
Today · 4.125%
HK$90,246
baseline
▲ 0.50% · 4.625%
HK$95,737
+HK$5,491/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$180,492/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,473
−HK$5,104/mo
▼ 0.25% · 3.875%
HK$97,007
−HK$2,570/mo
Today · 4.125%
HK$99,577
baseline
▲ 0.50% · 4.625%
HK$104,826
+HK$5,249/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$199,154/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$818,976 · Scale 2, in force from 26 Feb 2026)