LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,179
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,646
−HK$1,491/mo
Today · 4.125%
HK$50,137
baseline
▲ 0.50% · 4.625%
HK$53,188
+HK$3,051/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,274/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$819,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,486
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,893
−HK$1,428/mo
Today · 4.125%
HK$55,321
baseline
▲ 0.50% · 4.625%
HK$58,238
+HK$2,917/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,642/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$819,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,614
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$58,375
−HK$1,790/mo
Today · 4.125%
HK$60,165
baseline
▲ 0.50% · 4.625%
HK$63,826
+HK$3,661/mo
Deposit HK$8.28M · loan HK$12.41M · min. income ≈ HK$120,330/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$819,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,983
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$64,672
−HK$1,714/mo
Today · 4.125%
HK$66,386
baseline
▲ 0.50% · 4.625%
HK$69,885
+HK$3,499/mo
Deposit HK$8.28M · loan HK$12.41M · min. income ≈ HK$132,772/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$819,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,050
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$68,105
−HK$2,087/mo
Today · 4.125%
HK$70,192
baseline
▲ 0.50% · 4.625%
HK$74,463
+HK$4,271/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$140,384/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$819,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,480
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$75,451
−HK$1,999/mo
Today · 4.125%
HK$77,450
baseline
▲ 0.50% · 4.625%
HK$81,533
+HK$4,083/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$154,900/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$819,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,922
−HK$5,325/mo
▼ 0.25% · 3.875%
HK$87,563
−HK$2,684/mo
Today · 4.125%
HK$90,247
baseline
▲ 0.50% · 4.625%
HK$95,738
+HK$5,491/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$180,494/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$819,008 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,474
−HK$5,105/mo
▼ 0.25% · 3.875%
HK$97,008
−HK$2,571/mo
Today · 4.125%
HK$99,579
baseline
▲ 0.50% · 4.625%
HK$104,828
+HK$5,249/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$199,158/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$819,008 · Scale 2, in force from 26 Feb 2026)