LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,180
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$48,648
−HK$1,491/mo
Today · 4.125%
HK$50,139
baseline
▲ 0.50% · 4.625%
HK$53,190
+HK$3,051/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,278/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$819,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,488
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$53,895
−HK$1,428/mo
Today · 4.125%
HK$55,323
baseline
▲ 0.50% · 4.625%
HK$58,239
+HK$2,916/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,646/mo (50% DSR)
Upfront cash ≈ HK$11.16M (deposit + AVD stamp duty HK$819,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,616
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$58,377
−HK$1,790/mo
Today · 4.125%
HK$60,167
baseline
▲ 0.50% · 4.625%
HK$63,828
+HK$3,661/mo
Deposit HK$8.28M · loan HK$12.41M · min. income ≈ HK$120,334/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$819,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,985
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$64,674
−HK$1,714/mo
Today · 4.125%
HK$66,388
baseline
▲ 0.50% · 4.625%
HK$69,887
+HK$3,499/mo
Deposit HK$8.28M · loan HK$12.41M · min. income ≈ HK$132,776/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$819,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,052
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$68,107
−HK$2,087/mo
Today · 4.125%
HK$70,194
baseline
▲ 0.50% · 4.625%
HK$74,466
+HK$4,272/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$140,388/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$819,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,483
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$75,453
−HK$2,000/mo
Today · 4.125%
HK$77,453
baseline
▲ 0.50% · 4.625%
HK$81,535
+HK$4,082/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$154,906/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$819,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,924
−HK$5,326/mo
▼ 0.25% · 3.875%
HK$87,566
−HK$2,684/mo
Today · 4.125%
HK$90,250
baseline
▲ 0.50% · 4.625%
HK$95,741
+HK$5,491/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$180,500/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$819,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,478
−HK$5,104/mo
▼ 0.25% · 3.875%
HK$97,011
−HK$2,571/mo
Today · 4.125%
HK$99,582
baseline
▲ 0.50% · 4.625%
HK$104,831
+HK$5,249/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$199,164/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$819,075 · Scale 2, in force from 26 Feb 2026)