LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,184
−HK$2,958/mo
▼ 0.25% · 3.875%
HK$48,651
−HK$1,491/mo
Today · 4.125%
HK$50,142
baseline
▲ 0.50% · 4.625%
HK$53,193
+HK$3,051/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,284/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$819,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,491
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,899
−HK$1,428/mo
Today · 4.125%
HK$55,327
baseline
▲ 0.50% · 4.625%
HK$58,244
+HK$2,917/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,654/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$819,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,620
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$58,381
−HK$1,790/mo
Today · 4.125%
HK$60,171
baseline
▲ 0.50% · 4.625%
HK$63,832
+HK$3,661/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$120,342/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$819,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,989
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$64,679
−HK$1,714/mo
Today · 4.125%
HK$66,393
baseline
▲ 0.50% · 4.625%
HK$69,892
+HK$3,499/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$132,786/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$819,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,057
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$68,112
−HK$2,087/mo
Today · 4.125%
HK$70,199
baseline
▲ 0.50% · 4.625%
HK$74,471
+HK$4,272/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$140,398/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$819,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,488
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$75,459
−HK$1,999/mo
Today · 4.125%
HK$77,458
baseline
▲ 0.50% · 4.625%
HK$81,541
+HK$4,083/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$154,916/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$819,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,930
−HK$5,326/mo
▼ 0.25% · 3.875%
HK$87,572
−HK$2,684/mo
Today · 4.125%
HK$90,256
baseline
▲ 0.50% · 4.625%
HK$95,748
+HK$5,492/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$180,512/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$819,221 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,484
−HK$5,105/mo
▼ 0.25% · 3.875%
HK$97,018
−HK$2,571/mo
Today · 4.125%
HK$99,589
baseline
▲ 0.50% · 4.625%
HK$104,838
+HK$5,249/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$199,178/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$819,221 · Scale 2, in force from 26 Feb 2026)