LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,185
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$48,652
−HK$1,492/mo
Today · 4.125%
HK$50,144
baseline
▲ 0.50% · 4.625%
HK$53,195
+HK$3,051/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,288/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$819,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,493
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,900
−HK$1,429/mo
Today · 4.125%
HK$55,329
baseline
▲ 0.50% · 4.625%
HK$58,245
+HK$2,916/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,658/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$819,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,622
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$58,383
−HK$1,789/mo
Today · 4.125%
HK$60,172
baseline
▲ 0.50% · 4.625%
HK$63,834
+HK$3,662/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$120,344/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$819,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,991
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$64,680
−HK$1,714/mo
Today · 4.125%
HK$66,394
baseline
▲ 0.50% · 4.625%
HK$69,894
+HK$3,500/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$132,788/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$819,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,059
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$68,113
−HK$2,088/mo
Today · 4.125%
HK$70,201
baseline
▲ 0.50% · 4.625%
HK$74,473
+HK$4,272/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$140,402/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$819,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,490
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$75,461
−HK$1,999/mo
Today · 4.125%
HK$77,460
baseline
▲ 0.50% · 4.625%
HK$81,543
+HK$4,083/mo
Deposit HK$6.21M · loan HK$14.48M · min. income ≈ HK$154,920/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$819,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,933
−HK$5,326/mo
▼ 0.25% · 3.875%
HK$87,574
−HK$2,685/mo
Today · 4.125%
HK$90,259
baseline
▲ 0.50% · 4.625%
HK$95,751
+HK$5,492/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$180,518/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$819,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,487
−HK$5,104/mo
▼ 0.25% · 3.875%
HK$97,021
−HK$2,570/mo
Today · 4.125%
HK$99,591
baseline
▲ 0.50% · 4.625%
HK$104,841
+HK$5,250/mo
Deposit HK$2.07M · loan HK$18.62M · min. income ≈ HK$199,182/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$819,275 · Scale 2, in force from 26 Feb 2026)