LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,189
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$48,657
−HK$1,492/mo
Today · 4.125%
HK$50,149
baseline
▲ 0.50% · 4.625%
HK$53,200
+HK$3,051/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,298/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$819,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,498
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,906
−HK$1,428/mo
Today · 4.125%
HK$55,334
baseline
▲ 0.50% · 4.625%
HK$58,251
+HK$2,917/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,668/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$819,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,627
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$58,389
−HK$1,789/mo
Today · 4.125%
HK$60,178
baseline
▲ 0.50% · 4.625%
HK$63,840
+HK$3,662/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$120,356/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$819,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,997
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$64,687
−HK$1,714/mo
Today · 4.125%
HK$66,401
baseline
▲ 0.50% · 4.625%
HK$69,901
+HK$3,500/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$132,802/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$819,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,065
−HK$4,143/mo
▼ 0.25% · 3.875%
HK$68,120
−HK$2,088/mo
Today · 4.125%
HK$70,208
baseline
▲ 0.50% · 4.625%
HK$74,480
+HK$4,272/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$140,416/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$819,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,497
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$75,468
−HK$2,000/mo
Today · 4.125%
HK$77,468
baseline
▲ 0.50% · 4.625%
HK$81,551
+HK$4,083/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$154,936/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$819,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,941
−HK$5,326/mo
▼ 0.25% · 3.875%
HK$87,583
−HK$2,684/mo
Today · 4.125%
HK$90,267
baseline
▲ 0.50% · 4.625%
HK$95,760
+HK$5,493/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$180,534/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$819,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,496
−HK$5,105/mo
▼ 0.25% · 3.875%
HK$97,030
−HK$2,571/mo
Today · 4.125%
HK$99,601
baseline
▲ 0.50% · 4.625%
HK$104,851
+HK$5,250/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$199,202/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$819,476 · Scale 2, in force from 26 Feb 2026)