LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,191
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$48,659
−HK$1,491/mo
Today · 4.125%
HK$50,150
baseline
▲ 0.50% · 4.625%
HK$53,202
+HK$3,052/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,300/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$819,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,499
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$53,907
−HK$1,429/mo
Today · 4.125%
HK$55,336
baseline
▲ 0.50% · 4.625%
HK$58,253
+HK$2,917/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,672/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$819,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,629
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$58,391
−HK$1,789/mo
Today · 4.125%
HK$60,180
baseline
▲ 0.50% · 4.625%
HK$63,842
+HK$3,662/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$120,360/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$819,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,999
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$64,689
−HK$1,714/mo
Today · 4.125%
HK$66,403
baseline
▲ 0.50% · 4.625%
HK$69,903
+HK$3,500/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$132,806/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$819,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,067
−HK$4,143/mo
▼ 0.25% · 3.875%
HK$68,122
−HK$2,088/mo
Today · 4.125%
HK$70,210
baseline
▲ 0.50% · 4.625%
HK$74,482
+HK$4,272/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$140,420/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$819,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,499
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$75,470
−HK$2,000/mo
Today · 4.125%
HK$77,470
baseline
▲ 0.50% · 4.625%
HK$81,554
+HK$4,084/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$154,940/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$819,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,944
−HK$5,326/mo
▼ 0.25% · 3.875%
HK$87,586
−HK$2,684/mo
Today · 4.125%
HK$90,270
baseline
▲ 0.50% · 4.625%
HK$95,763
+HK$5,493/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$180,540/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$819,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,499
−HK$5,106/mo
▼ 0.25% · 3.875%
HK$97,033
−HK$2,572/mo
Today · 4.125%
HK$99,605
baseline
▲ 0.50% · 4.625%
HK$104,855
+HK$5,250/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$199,210/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$819,547 · Scale 2, in force from 26 Feb 2026)