LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,192
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$48,660
−HK$1,491/mo
Today · 4.125%
HK$50,151
baseline
▲ 0.50% · 4.625%
HK$53,203
+HK$3,052/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,302/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$819,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,500
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$53,908
−HK$1,429/mo
Today · 4.125%
HK$55,337
baseline
▲ 0.50% · 4.625%
HK$58,254
+HK$2,917/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,674/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$819,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,630
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$58,391
−HK$1,790/mo
Today · 4.125%
HK$60,181
baseline
▲ 0.50% · 4.625%
HK$63,843
+HK$3,662/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$120,362/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$819,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,000
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$64,690
−HK$1,714/mo
Today · 4.125%
HK$66,404
baseline
▲ 0.50% · 4.625%
HK$69,904
+HK$3,500/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$132,808/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$819,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,068
−HK$4,143/mo
▼ 0.25% · 3.875%
HK$68,123
−HK$2,088/mo
Today · 4.125%
HK$70,211
baseline
▲ 0.50% · 4.625%
HK$74,484
+HK$4,273/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$140,422/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$819,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,500
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$75,472
−HK$1,999/mo
Today · 4.125%
HK$77,471
baseline
▲ 0.50% · 4.625%
HK$81,555
+HK$4,084/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$154,942/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$819,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,945
−HK$5,327/mo
▼ 0.25% · 3.875%
HK$87,587
−HK$2,685/mo
Today · 4.125%
HK$90,272
baseline
▲ 0.50% · 4.625%
HK$95,765
+HK$5,493/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$180,544/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$819,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,500
−HK$5,106/mo
▼ 0.25% · 3.875%
HK$97,035
−HK$2,571/mo
Today · 4.125%
HK$99,606
baseline
▲ 0.50% · 4.625%
HK$104,856
+HK$5,250/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$199,212/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$819,576 · Scale 2, in force from 26 Feb 2026)