LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,195
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$48,663
−HK$1,491/mo
Today · 4.125%
HK$50,154
baseline
▲ 0.50% · 4.625%
HK$53,206
+HK$3,052/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,308/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$819,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,504
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$53,912
−HK$1,428/mo
Today · 4.125%
HK$55,340
baseline
▲ 0.50% · 4.625%
HK$58,257
+HK$2,917/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,680/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$819,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,634
−HK$3,551/mo
▼ 0.25% · 3.875%
HK$58,395
−HK$1,790/mo
Today · 4.125%
HK$60,185
baseline
▲ 0.50% · 4.625%
HK$63,847
+HK$3,662/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$120,370/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$819,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,004
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$64,694
−HK$1,714/mo
Today · 4.125%
HK$66,408
baseline
▲ 0.50% · 4.625%
HK$69,909
+HK$3,501/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$132,816/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$819,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,073
−HK$4,143/mo
▼ 0.25% · 3.875%
HK$68,128
−HK$2,088/mo
Today · 4.125%
HK$70,216
baseline
▲ 0.50% · 4.625%
HK$74,488
+HK$4,272/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$140,432/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$819,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,505
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$75,476
−HK$2,000/mo
Today · 4.125%
HK$77,476
baseline
▲ 0.50% · 4.625%
HK$81,560
+HK$4,084/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$154,952/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$819,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,950
−HK$5,328/mo
▼ 0.25% · 3.875%
HK$87,593
−HK$2,685/mo
Today · 4.125%
HK$90,278
baseline
▲ 0.50% · 4.625%
HK$95,771
+HK$5,493/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$180,556/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$819,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,507
−HK$5,105/mo
▼ 0.25% · 3.875%
HK$97,041
−HK$2,571/mo
Today · 4.125%
HK$99,612
baseline
▲ 0.50% · 4.625%
HK$104,863
+HK$5,251/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$199,224/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$819,710 · Scale 2, in force from 26 Feb 2026)