LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,198
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$48,666
−HK$1,491/mo
Today · 4.125%
HK$50,157
baseline
▲ 0.50% · 4.625%
HK$53,209
+HK$3,052/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,314/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$819,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,507
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$53,915
−HK$1,429/mo
Today · 4.125%
HK$55,344
baseline
▲ 0.50% · 4.625%
HK$58,261
+HK$2,917/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,688/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$819,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,637
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$58,399
−HK$1,790/mo
Today · 4.125%
HK$60,189
baseline
▲ 0.50% · 4.625%
HK$63,851
+HK$3,662/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$120,378/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$819,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,008
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$64,698
−HK$1,714/mo
Today · 4.125%
HK$66,412
baseline
▲ 0.50% · 4.625%
HK$69,913
+HK$3,501/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$132,824/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$819,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,077
−HK$4,143/mo
▼ 0.25% · 3.875%
HK$68,132
−HK$2,088/mo
Today · 4.125%
HK$70,220
baseline
▲ 0.50% · 4.625%
HK$74,493
+HK$4,273/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$140,440/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$819,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,510
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$75,481
−HK$2,000/mo
Today · 4.125%
HK$77,481
baseline
▲ 0.50% · 4.625%
HK$81,565
+HK$4,084/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$154,962/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$819,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,956
−HK$5,327/mo
▼ 0.25% · 3.875%
HK$87,598
−HK$2,685/mo
Today · 4.125%
HK$90,283
baseline
▲ 0.50% · 4.625%
HK$95,777
+HK$5,494/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$180,566/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$819,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,512
−HK$5,106/mo
▼ 0.25% · 3.875%
HK$97,047
−HK$2,571/mo
Today · 4.125%
HK$99,618
baseline
▲ 0.50% · 4.625%
HK$104,869
+HK$5,251/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$199,236/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$819,836 · Scale 2, in force from 26 Feb 2026)