LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,198
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$48,666
−HK$1,492/mo
Today · 4.125%
HK$50,158
baseline
▲ 0.50% · 4.625%
HK$53,210
+HK$3,052/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,316/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$819,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,507
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$53,915
−HK$1,429/mo
Today · 4.125%
HK$55,344
baseline
▲ 0.50% · 4.625%
HK$58,261
+HK$2,917/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,688/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$819,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,637
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$58,399
−HK$1,790/mo
Today · 4.125%
HK$60,189
baseline
▲ 0.50% · 4.625%
HK$63,851
+HK$3,662/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$120,378/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$819,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,009
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$64,698
−HK$1,715/mo
Today · 4.125%
HK$66,413
baseline
▲ 0.50% · 4.625%
HK$69,913
+HK$3,500/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$132,826/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$819,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,077
−HK$4,144/mo
▼ 0.25% · 3.875%
HK$68,132
−HK$2,089/mo
Today · 4.125%
HK$70,221
baseline
▲ 0.50% · 4.625%
HK$74,493
+HK$4,272/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$140,442/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$819,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,510
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$75,482
−HK$2,000/mo
Today · 4.125%
HK$77,482
baseline
▲ 0.50% · 4.625%
HK$81,566
+HK$4,084/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$154,964/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$819,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,956
−HK$5,328/mo
▼ 0.25% · 3.875%
HK$87,599
−HK$2,685/mo
Today · 4.125%
HK$90,284
baseline
▲ 0.50% · 4.625%
HK$95,777
+HK$5,493/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$180,568/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$819,850 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,513
−HK$5,106/mo
▼ 0.25% · 3.875%
HK$97,048
−HK$2,571/mo
Today · 4.125%
HK$99,619
baseline
▲ 0.50% · 4.625%
HK$104,870
+HK$5,251/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$199,238/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$819,850 · Scale 2, in force from 26 Feb 2026)