LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,199
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$48,667
−HK$1,491/mo
Today · 4.125%
HK$50,158
baseline
▲ 0.50% · 4.625%
HK$53,210
+HK$3,052/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,316/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$819,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,508
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$53,916
−HK$1,429/mo
Today · 4.125%
HK$55,345
baseline
▲ 0.50% · 4.625%
HK$58,262
+HK$2,917/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,690/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$819,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,638
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$58,400
−HK$1,790/mo
Today · 4.125%
HK$60,190
baseline
▲ 0.50% · 4.625%
HK$63,852
+HK$3,662/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$120,380/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$819,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,010
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$64,699
−HK$1,715/mo
Today · 4.125%
HK$66,414
baseline
▲ 0.50% · 4.625%
HK$69,915
+HK$3,501/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$132,828/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$819,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,078
−HK$4,144/mo
▼ 0.25% · 3.875%
HK$68,133
−HK$2,089/mo
Today · 4.125%
HK$70,222
baseline
▲ 0.50% · 4.625%
HK$74,495
+HK$4,273/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$140,444/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$819,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,511
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$75,483
−HK$2,000/mo
Today · 4.125%
HK$77,483
baseline
▲ 0.50% · 4.625%
HK$81,567
+HK$4,084/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$154,966/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$819,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,958
−HK$5,327/mo
▼ 0.25% · 3.875%
HK$87,600
−HK$2,685/mo
Today · 4.125%
HK$90,285
baseline
▲ 0.50% · 4.625%
HK$95,779
+HK$5,494/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$180,570/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$819,882 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,514
−HK$5,107/mo
▼ 0.25% · 3.875%
HK$97,049
−HK$2,572/mo
Today · 4.125%
HK$99,621
baseline
▲ 0.50% · 4.625%
HK$104,872
+HK$5,251/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$199,242/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$819,882 · Scale 2, in force from 26 Feb 2026)