LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,201
−HK$2,959/mo
▼ 0.25% · 3.875%
HK$48,669
−HK$1,491/mo
Today · 4.125%
HK$50,160
baseline
▲ 0.50% · 4.625%
HK$53,213
+HK$3,053/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,320/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$819,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,510
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$53,918
−HK$1,429/mo
Today · 4.125%
HK$55,347
baseline
▲ 0.50% · 4.625%
HK$58,265
+HK$2,918/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,694/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$819,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,641
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$58,402
−HK$1,791/mo
Today · 4.125%
HK$60,193
baseline
▲ 0.50% · 4.625%
HK$63,855
+HK$3,662/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$120,386/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$819,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,012
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$64,702
−HK$1,715/mo
Today · 4.125%
HK$66,417
baseline
▲ 0.50% · 4.625%
HK$69,917
+HK$3,500/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$132,834/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$819,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,081
−HK$4,144/mo
▼ 0.25% · 3.875%
HK$68,136
−HK$2,089/mo
Today · 4.125%
HK$70,225
baseline
▲ 0.50% · 4.625%
HK$74,498
+HK$4,273/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$140,450/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$819,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,514
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$75,486
−HK$2,000/mo
Today · 4.125%
HK$77,486
baseline
▲ 0.50% · 4.625%
HK$81,570
+HK$4,084/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$154,972/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$819,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,961
−HK$5,328/mo
▼ 0.25% · 3.875%
HK$87,604
−HK$2,685/mo
Today · 4.125%
HK$90,289
baseline
▲ 0.50% · 4.625%
HK$95,783
+HK$5,494/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$180,578/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$819,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,518
−HK$5,107/mo
▼ 0.25% · 3.875%
HK$97,053
−HK$2,572/mo
Today · 4.125%
HK$99,625
baseline
▲ 0.50% · 4.625%
HK$104,876
+HK$5,251/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$199,250/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$819,967 · Scale 2, in force from 26 Feb 2026)