LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,202
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$48,670
−HK$1,492/mo
Today · 4.125%
HK$50,162
baseline
▲ 0.50% · 4.625%
HK$53,214
+HK$3,052/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,324/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$820,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,512
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$53,920
−HK$1,429/mo
Today · 4.125%
HK$55,349
baseline
▲ 0.50% · 4.625%
HK$58,266
+HK$2,917/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,698/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$820,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,642
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$58,404
−HK$1,790/mo
Today · 4.125%
HK$60,194
baseline
▲ 0.50% · 4.625%
HK$63,857
+HK$3,663/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$120,388/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,014
−HK$3,404/mo
▼ 0.25% · 3.875%
HK$64,704
−HK$1,714/mo
Today · 4.125%
HK$66,418
baseline
▲ 0.50% · 4.625%
HK$69,919
+HK$3,501/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$132,836/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,083
−HK$4,144/mo
▼ 0.25% · 3.875%
HK$68,138
−HK$2,089/mo
Today · 4.125%
HK$70,227
baseline
▲ 0.50% · 4.625%
HK$74,500
+HK$4,273/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$140,454/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,516
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$75,488
−HK$2,000/mo
Today · 4.125%
HK$77,488
baseline
▲ 0.50% · 4.625%
HK$81,573
+HK$4,085/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$154,976/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,963
−HK$5,328/mo
▼ 0.25% · 3.875%
HK$87,606
−HK$2,685/mo
Today · 4.125%
HK$90,291
baseline
▲ 0.50% · 4.625%
HK$95,785
+HK$5,494/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$180,582/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,521
−HK$5,107/mo
▼ 0.25% · 3.875%
HK$97,056
−HK$2,572/mo
Today · 4.125%
HK$99,628
baseline
▲ 0.50% · 4.625%
HK$104,879
+HK$5,251/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$199,256/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,028 · Scale 2, in force from 26 Feb 2026)