LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,203
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$48,671
−HK$1,492/mo
Today · 4.125%
HK$50,163
baseline
▲ 0.50% · 4.625%
HK$53,215
+HK$3,052/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,326/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$820,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,513
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$53,921
−HK$1,429/mo
Today · 4.125%
HK$55,350
baseline
▲ 0.50% · 4.625%
HK$58,267
+HK$2,917/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,700/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$820,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,643
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$58,405
−HK$1,790/mo
Today · 4.125%
HK$60,195
baseline
▲ 0.50% · 4.625%
HK$63,858
+HK$3,663/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$120,390/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,015
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$64,705
−HK$1,715/mo
Today · 4.125%
HK$66,420
baseline
▲ 0.50% · 4.625%
HK$69,921
+HK$3,501/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$132,840/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,084
−HK$4,144/mo
▼ 0.25% · 3.875%
HK$68,139
−HK$2,089/mo
Today · 4.125%
HK$70,228
baseline
▲ 0.50% · 4.625%
HK$74,501
+HK$4,273/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$140,456/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,518
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$75,489
−HK$2,000/mo
Today · 4.125%
HK$77,489
baseline
▲ 0.50% · 4.625%
HK$81,574
+HK$4,085/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$154,978/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,965
−HK$5,328/mo
▼ 0.25% · 3.875%
HK$87,608
−HK$2,685/mo
Today · 4.125%
HK$90,293
baseline
▲ 0.50% · 4.625%
HK$95,787
+HK$5,494/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$180,586/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,061 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,523
−HK$5,106/mo
▼ 0.25% · 3.875%
HK$97,058
−HK$2,571/mo
Today · 4.125%
HK$99,629
baseline
▲ 0.50% · 4.625%
HK$104,881
+HK$5,252/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$199,258/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,061 · Scale 2, in force from 26 Feb 2026)