LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,206
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$48,675
−HK$1,491/mo
Today · 4.125%
HK$50,166
baseline
▲ 0.50% · 4.625%
HK$53,219
+HK$3,053/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,332/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$820,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,516
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,925
−HK$1,429/mo
Today · 4.125%
HK$55,354
baseline
▲ 0.50% · 4.625%
HK$58,272
+HK$2,918/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,708/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$820,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,647
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$58,410
−HK$1,790/mo
Today · 4.125%
HK$60,200
baseline
▲ 0.50% · 4.625%
HK$63,863
+HK$3,663/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$120,400/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,020
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$64,710
−HK$1,715/mo
Today · 4.125%
HK$66,425
baseline
▲ 0.50% · 4.625%
HK$69,926
+HK$3,501/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$132,850/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,089
−HK$4,144/mo
▼ 0.25% · 3.875%
HK$68,144
−HK$2,089/mo
Today · 4.125%
HK$70,233
baseline
▲ 0.50% · 4.625%
HK$74,507
+HK$4,274/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$140,466/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,523
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$75,495
−HK$2,000/mo
Today · 4.125%
HK$77,495
baseline
▲ 0.50% · 4.625%
HK$81,580
+HK$4,085/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$154,990/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,971
−HK$5,329/mo
▼ 0.25% · 3.875%
HK$87,614
−HK$2,686/mo
Today · 4.125%
HK$90,300
baseline
▲ 0.50% · 4.625%
HK$95,794
+HK$5,494/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$180,600/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,530
−HK$5,107/mo
▼ 0.25% · 3.875%
HK$97,065
−HK$2,572/mo
Today · 4.125%
HK$99,637
baseline
▲ 0.50% · 4.625%
HK$104,889
+HK$5,252/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$199,274/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,217 · Scale 2, in force from 26 Feb 2026)