LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,207
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,676
−HK$1,492/mo
Today · 4.125%
HK$50,168
baseline
▲ 0.50% · 4.625%
HK$53,220
+HK$3,052/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,336/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$820,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,518
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$53,926
−HK$1,429/mo
Today · 4.125%
HK$55,355
baseline
▲ 0.50% · 4.625%
HK$58,273
+HK$2,918/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,710/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$820,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,649
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$58,411
−HK$1,790/mo
Today · 4.125%
HK$60,201
baseline
▲ 0.50% · 4.625%
HK$63,864
+HK$3,663/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$120,402/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,021
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$64,711
−HK$1,715/mo
Today · 4.125%
HK$66,426
baseline
▲ 0.50% · 4.625%
HK$69,928
+HK$3,502/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$132,852/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,090
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$68,146
−HK$2,089/mo
Today · 4.125%
HK$70,235
baseline
▲ 0.50% · 4.625%
HK$74,508
+HK$4,273/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$140,470/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,525
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$75,497
−HK$2,000/mo
Today · 4.125%
HK$77,497
baseline
▲ 0.50% · 4.625%
HK$81,582
+HK$4,085/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$154,994/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,973
−HK$5,329/mo
▼ 0.25% · 3.875%
HK$87,616
−HK$2,686/mo
Today · 4.125%
HK$90,302
baseline
▲ 0.50% · 4.625%
HK$95,796
+HK$5,494/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$180,604/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,532
−HK$5,107/mo
▼ 0.25% · 3.875%
HK$97,067
−HK$2,572/mo
Today · 4.125%
HK$99,639
baseline
▲ 0.50% · 4.625%
HK$104,891
+HK$5,252/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$199,278/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,266 · Scale 2, in force from 26 Feb 2026)