LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,210
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$48,678
−HK$1,492/mo
Today · 4.125%
HK$50,170
baseline
▲ 0.50% · 4.625%
HK$53,223
+HK$3,053/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,340/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$820,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,520
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,929
−HK$1,429/mo
Today · 4.125%
HK$55,358
baseline
▲ 0.50% · 4.625%
HK$58,276
+HK$2,918/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,716/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$820,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,652
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$58,414
−HK$1,790/mo
Today · 4.125%
HK$60,204
baseline
▲ 0.50% · 4.625%
HK$63,867
+HK$3,663/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$120,408/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,024
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$64,715
−HK$1,714/mo
Today · 4.125%
HK$66,429
baseline
▲ 0.50% · 4.625%
HK$69,931
+HK$3,502/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$132,858/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,094
−HK$4,144/mo
▼ 0.25% · 3.875%
HK$68,149
−HK$2,089/mo
Today · 4.125%
HK$70,238
baseline
▲ 0.50% · 4.625%
HK$74,512
+HK$4,274/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$140,476/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,528
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$75,500
−HK$2,001/mo
Today · 4.125%
HK$77,501
baseline
▲ 0.50% · 4.625%
HK$81,586
+HK$4,085/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$155,002/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,977
−HK$5,329/mo
▼ 0.25% · 3.875%
HK$87,621
−HK$2,685/mo
Today · 4.125%
HK$90,306
baseline
▲ 0.50% · 4.625%
HK$95,801
+HK$5,495/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$180,612/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,537
−HK$5,107/mo
▼ 0.25% · 3.875%
HK$97,072
−HK$2,572/mo
Today · 4.125%
HK$99,644
baseline
▲ 0.50% · 4.625%
HK$104,896
+HK$5,252/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$199,288/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,367 · Scale 2, in force from 26 Feb 2026)