LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,213
−HK$2,960/mo
▼ 0.25% · 3.875%
HK$48,681
−HK$1,492/mo
Today · 4.125%
HK$50,173
baseline
▲ 0.50% · 4.625%
HK$53,226
+HK$3,053/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,346/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$820,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,524
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$53,932
−HK$1,429/mo
Today · 4.125%
HK$55,361
baseline
▲ 0.50% · 4.625%
HK$58,279
+HK$2,918/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,722/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$820,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,655
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$58,417
−HK$1,791/mo
Today · 4.125%
HK$60,208
baseline
▲ 0.50% · 4.625%
HK$63,871
+HK$3,663/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$120,416/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,028
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$64,719
−HK$1,714/mo
Today · 4.125%
HK$66,433
baseline
▲ 0.50% · 4.625%
HK$69,935
+HK$3,502/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$132,866/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,098
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$68,154
−HK$2,089/mo
Today · 4.125%
HK$70,243
baseline
▲ 0.50% · 4.625%
HK$74,517
+HK$4,274/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$140,486/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,533
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$75,505
−HK$2,001/mo
Today · 4.125%
HK$77,506
baseline
▲ 0.50% · 4.625%
HK$81,591
+HK$4,085/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$155,012/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,983
−HK$5,329/mo
▼ 0.25% · 3.875%
HK$87,626
−HK$2,686/mo
Today · 4.125%
HK$90,312
baseline
▲ 0.50% · 4.625%
HK$95,807
+HK$5,495/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$180,624/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,542
−HK$5,108/mo
▼ 0.25% · 3.875%
HK$97,078
−HK$2,572/mo
Today · 4.125%
HK$99,650
baseline
▲ 0.50% · 4.625%
HK$104,903
+HK$5,253/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$199,300/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,495 · Scale 2, in force from 26 Feb 2026)