LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,213
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,682
−HK$1,492/mo
Today · 4.125%
HK$50,174
baseline
▲ 0.50% · 4.625%
HK$53,227
+HK$3,053/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,348/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$820,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,524
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,933
−HK$1,429/mo
Today · 4.125%
HK$55,362
baseline
▲ 0.50% · 4.625%
HK$58,280
+HK$2,918/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,724/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$820,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,656
−HK$3,552/mo
▼ 0.25% · 3.875%
HK$58,418
−HK$1,790/mo
Today · 4.125%
HK$60,208
baseline
▲ 0.50% · 4.625%
HK$63,872
+HK$3,664/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$120,416/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,029
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$64,719
−HK$1,715/mo
Today · 4.125%
HK$66,434
baseline
▲ 0.50% · 4.625%
HK$69,936
+HK$3,502/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$132,868/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,098
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$68,154
−HK$2,089/mo
Today · 4.125%
HK$70,243
baseline
▲ 0.50% · 4.625%
HK$74,517
+HK$4,274/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$140,486/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,534
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$75,506
−HK$2,000/mo
Today · 4.125%
HK$77,506
baseline
▲ 0.50% · 4.625%
HK$81,592
+HK$4,086/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$155,012/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,983
−HK$5,330/mo
▼ 0.25% · 3.875%
HK$87,627
−HK$2,686/mo
Today · 4.125%
HK$90,313
baseline
▲ 0.50% · 4.625%
HK$95,808
+HK$5,495/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$180,626/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,543
−HK$5,108/mo
▼ 0.25% · 3.875%
HK$97,079
−HK$2,572/mo
Today · 4.125%
HK$99,651
baseline
▲ 0.50% · 4.625%
HK$104,904
+HK$5,253/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$199,302/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,515 · Scale 2, in force from 26 Feb 2026)