LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,214
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,683
−HK$1,492/mo
Today · 4.125%
HK$50,175
baseline
▲ 0.50% · 4.625%
HK$53,228
+HK$3,053/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,350/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$820,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,525
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,934
−HK$1,429/mo
Today · 4.125%
HK$55,363
baseline
▲ 0.50% · 4.625%
HK$58,281
+HK$2,918/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,726/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$820,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,657
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$58,419
−HK$1,791/mo
Today · 4.125%
HK$60,210
baseline
▲ 0.50% · 4.625%
HK$63,873
+HK$3,663/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$120,420/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,030
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$64,720
−HK$1,715/mo
Today · 4.125%
HK$66,435
baseline
▲ 0.50% · 4.625%
HK$69,937
+HK$3,502/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$132,870/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,100
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$68,156
−HK$2,089/mo
Today · 4.125%
HK$70,245
baseline
▲ 0.50% · 4.625%
HK$74,519
+HK$4,274/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$140,490/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,535
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$75,507
−HK$2,001/mo
Today · 4.125%
HK$77,508
baseline
▲ 0.50% · 4.625%
HK$81,593
+HK$4,085/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$155,016/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,985
−HK$5,329/mo
▼ 0.25% · 3.875%
HK$87,629
−HK$2,685/mo
Today · 4.125%
HK$90,314
baseline
▲ 0.50% · 4.625%
HK$95,810
+HK$5,496/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$180,628/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,545
−HK$5,108/mo
▼ 0.25% · 3.875%
HK$97,081
−HK$2,572/mo
Today · 4.125%
HK$99,653
baseline
▲ 0.50% · 4.625%
HK$104,906
+HK$5,253/mo
Deposit HK$2.07M · loan HK$18.63M · min. income ≈ HK$199,306/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,554 · Scale 2, in force from 26 Feb 2026)