LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,216
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,684
−HK$1,493/mo
Today · 4.125%
HK$50,177
baseline
▲ 0.50% · 4.625%
HK$53,230
+HK$3,053/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,354/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$820,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,527
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,936
−HK$1,429/mo
Today · 4.125%
HK$55,365
baseline
▲ 0.50% · 4.625%
HK$58,283
+HK$2,918/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,730/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$820,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,659
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$58,421
−HK$1,791/mo
Today · 4.125%
HK$60,212
baseline
▲ 0.50% · 4.625%
HK$63,876
+HK$3,664/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$120,424/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,032
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$64,723
−HK$1,715/mo
Today · 4.125%
HK$66,438
baseline
▲ 0.50% · 4.625%
HK$69,940
+HK$3,502/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$132,876/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,102
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$68,158
−HK$2,089/mo
Today · 4.125%
HK$70,247
baseline
▲ 0.50% · 4.625%
HK$74,522
+HK$4,275/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$140,494/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,538
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$75,510
−HK$2,001/mo
Today · 4.125%
HK$77,511
baseline
▲ 0.50% · 4.625%
HK$81,597
+HK$4,086/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$155,022/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,988
−HK$5,330/mo
▼ 0.25% · 3.875%
HK$87,632
−HK$2,686/mo
Today · 4.125%
HK$90,318
baseline
▲ 0.50% · 4.625%
HK$95,813
+HK$5,495/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$180,636/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,633 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,549
−HK$5,108/mo
▼ 0.25% · 3.875%
HK$97,084
−HK$2,573/mo
Today · 4.125%
HK$99,657
baseline
▲ 0.50% · 4.625%
HK$104,910
+HK$5,253/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$199,314/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,633 · Scale 2, in force from 26 Feb 2026)