LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,217
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,686
−HK$1,492/mo
Today · 4.125%
HK$50,178
baseline
▲ 0.50% · 4.625%
HK$53,231
+HK$3,053/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,356/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$820,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,528
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,937
−HK$1,429/mo
Today · 4.125%
HK$55,366
baseline
▲ 0.50% · 4.625%
HK$58,285
+HK$2,919/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,732/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$820,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,660
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$58,423
−HK$1,791/mo
Today · 4.125%
HK$60,214
baseline
▲ 0.50% · 4.625%
HK$63,877
+HK$3,663/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$120,428/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,034
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$64,725
−HK$1,715/mo
Today · 4.125%
HK$66,440
baseline
▲ 0.50% · 4.625%
HK$69,942
+HK$3,502/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$132,880/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,104
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$68,160
−HK$2,089/mo
Today · 4.125%
HK$70,249
baseline
▲ 0.50% · 4.625%
HK$74,524
+HK$4,275/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$140,498/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,540
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$75,512
−HK$2,001/mo
Today · 4.125%
HK$77,513
baseline
▲ 0.50% · 4.625%
HK$81,599
+HK$4,086/mo
Deposit HK$6.21M · loan HK$14.49M · min. income ≈ HK$155,026/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,991
−HK$5,329/mo
▼ 0.25% · 3.875%
HK$87,634
−HK$2,686/mo
Today · 4.125%
HK$90,320
baseline
▲ 0.50% · 4.625%
HK$95,816
+HK$5,496/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$180,640/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,551
−HK$5,109/mo
▼ 0.25% · 3.875%
HK$97,087
−HK$2,573/mo
Today · 4.125%
HK$99,660
baseline
▲ 0.50% · 4.625%
HK$104,913
+HK$5,253/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$199,320/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,690 · Scale 2, in force from 26 Feb 2026)