LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,218
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,686
−HK$1,493/mo
Today · 4.125%
HK$50,179
baseline
▲ 0.50% · 4.625%
HK$53,232
+HK$3,053/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,358/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$820,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,529
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,938
−HK$1,429/mo
Today · 4.125%
HK$55,367
baseline
▲ 0.50% · 4.625%
HK$58,286
+HK$2,919/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,734/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$820,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,661
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$58,424
−HK$1,790/mo
Today · 4.125%
HK$60,214
baseline
▲ 0.50% · 4.625%
HK$63,878
+HK$3,664/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$120,428/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,035
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$64,726
−HK$1,715/mo
Today · 4.125%
HK$66,441
baseline
▲ 0.50% · 4.625%
HK$69,943
+HK$3,502/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$132,882/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,105
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$68,161
−HK$2,089/mo
Today · 4.125%
HK$70,250
baseline
▲ 0.50% · 4.625%
HK$74,525
+HK$4,275/mo
Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$140,500/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,541
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$75,513
−HK$2,001/mo
Today · 4.125%
HK$77,514
baseline
▲ 0.50% · 4.625%
HK$81,600
+HK$4,086/mo
Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$155,028/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,992
−HK$5,329/mo
▼ 0.25% · 3.875%
HK$87,635
−HK$2,686/mo
Today · 4.125%
HK$90,321
baseline
▲ 0.50% · 4.625%
HK$95,817
+HK$5,496/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$180,642/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,552
−HK$5,109/mo
▼ 0.25% · 3.875%
HK$97,088
−HK$2,573/mo
Today · 4.125%
HK$99,661
baseline
▲ 0.50% · 4.625%
HK$104,914
+HK$5,253/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$199,322/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,716 · Scale 2, in force from 26 Feb 2026)