LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,218
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,687
−HK$1,492/mo
Today · 4.125%
HK$50,179
baseline
▲ 0.50% · 4.625%
HK$53,232
+HK$3,053/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,358/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$820,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,530
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,938
−HK$1,430/mo
Today · 4.125%
HK$55,368
baseline
▲ 0.50% · 4.625%
HK$58,286
+HK$2,918/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,736/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$820,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,662
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$58,424
−HK$1,791/mo
Today · 4.125%
HK$60,215
baseline
▲ 0.50% · 4.625%
HK$63,879
+HK$3,664/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$120,430/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,036
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$64,726
−HK$1,715/mo
Today · 4.125%
HK$66,441
baseline
▲ 0.50% · 4.625%
HK$69,943
+HK$3,502/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$132,882/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,105
−HK$4,146/mo
▼ 0.25% · 3.875%
HK$68,162
−HK$2,089/mo
Today · 4.125%
HK$70,251
baseline
▲ 0.50% · 4.625%
HK$74,525
+HK$4,274/mo
Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$140,502/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,541
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$75,514
−HK$2,001/mo
Today · 4.125%
HK$77,515
baseline
▲ 0.50% · 4.625%
HK$81,601
+HK$4,086/mo
Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$155,030/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,993
−HK$5,329/mo
▼ 0.25% · 3.875%
HK$87,636
−HK$2,686/mo
Today · 4.125%
HK$90,322
baseline
▲ 0.50% · 4.625%
HK$95,818
+HK$5,496/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$180,644/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,553
−HK$5,109/mo
▼ 0.25% · 3.875%
HK$97,089
−HK$2,573/mo
Today · 4.125%
HK$99,662
baseline
▲ 0.50% · 4.625%
HK$104,915
+HK$5,253/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$199,324/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,736 · Scale 2, in force from 26 Feb 2026)