LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,219
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,688
−HK$1,492/mo
Today · 4.125%
HK$50,180
baseline
▲ 0.50% · 4.625%
HK$53,233
+HK$3,053/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,360/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$820,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,530
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,939
−HK$1,429/mo
Today · 4.125%
HK$55,368
baseline
▲ 0.50% · 4.625%
HK$58,287
+HK$2,919/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,736/mo (50% DSR)
Upfront cash ≈ HK$11.17M (deposit + AVD stamp duty HK$820,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,663
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$58,425
−HK$1,791/mo
Today · 4.125%
HK$60,216
baseline
▲ 0.50% · 4.625%
HK$63,880
+HK$3,664/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$120,432/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,037
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$64,727
−HK$1,715/mo
Today · 4.125%
HK$66,442
baseline
▲ 0.50% · 4.625%
HK$69,944
+HK$3,502/mo
Deposit HK$8.28M · loan HK$12.42M · min. income ≈ HK$132,884/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,106
−HK$4,146/mo
▼ 0.25% · 3.875%
HK$68,163
−HK$2,089/mo
Today · 4.125%
HK$70,252
baseline
▲ 0.50% · 4.625%
HK$74,526
+HK$4,274/mo
Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$140,504/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,543
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$75,515
−HK$2,001/mo
Today · 4.125%
HK$77,516
baseline
▲ 0.50% · 4.625%
HK$81,602
+HK$4,086/mo
Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$155,032/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,994
−HK$5,330/mo
▼ 0.25% · 3.875%
HK$87,638
−HK$2,686/mo
Today · 4.125%
HK$90,324
baseline
▲ 0.50% · 4.625%
HK$95,820
+HK$5,496/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$180,648/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,767 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,555
−HK$5,108/mo
▼ 0.25% · 3.875%
HK$97,091
−HK$2,572/mo
Today · 4.125%
HK$99,663
baseline
▲ 0.50% · 4.625%
HK$104,917
+HK$5,254/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$199,326/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,767 · Scale 2, in force from 26 Feb 2026)