LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,220
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$48,689
−HK$1,493/mo
Today · 4.125%
HK$50,182
baseline
▲ 0.50% · 4.625%
HK$53,235
+HK$3,053/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,364/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$820,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,532
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,941
−HK$1,429/mo
Today · 4.125%
HK$55,370
baseline
▲ 0.50% · 4.625%
HK$58,289
+HK$2,919/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,740/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$820,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,664
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$58,427
−HK$1,791/mo
Today · 4.125%
HK$60,218
baseline
▲ 0.50% · 4.625%
HK$63,882
+HK$3,664/mo
Deposit HK$8.28M · loan HK$12.43M · min. income ≈ HK$120,436/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,039
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$64,729
−HK$1,715/mo
Today · 4.125%
HK$66,444
baseline
▲ 0.50% · 4.625%
HK$69,947
+HK$3,503/mo
Deposit HK$8.28M · loan HK$12.43M · min. income ≈ HK$132,888/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,109
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$68,165
−HK$2,089/mo
Today · 4.125%
HK$70,254
baseline
▲ 0.50% · 4.625%
HK$74,529
+HK$4,275/mo
Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$140,508/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,545
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$75,518
−HK$2,000/mo
Today · 4.125%
HK$77,518
baseline
▲ 0.50% · 4.625%
HK$81,605
+HK$4,087/mo
Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$155,036/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,997
−HK$5,330/mo
▼ 0.25% · 3.875%
HK$87,641
−HK$2,686/mo
Today · 4.125%
HK$90,327
baseline
▲ 0.50% · 4.625%
HK$95,823
+HK$5,496/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$180,654/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,836 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,558
−HK$5,109/mo
▼ 0.25% · 3.875%
HK$97,094
−HK$2,573/mo
Today · 4.125%
HK$99,667
baseline
▲ 0.50% · 4.625%
HK$104,920
+HK$5,253/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$199,334/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,836 · Scale 2, in force from 26 Feb 2026)