LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,221
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,690
−HK$1,492/mo
Today · 4.125%
HK$50,182
baseline
▲ 0.50% · 4.625%
HK$53,236
+HK$3,054/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,364/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$820,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,533
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,942
−HK$1,429/mo
Today · 4.125%
HK$55,371
baseline
▲ 0.50% · 4.625%
HK$58,290
+HK$2,919/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,742/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$820,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,665
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$58,428
−HK$1,790/mo
Today · 4.125%
HK$60,218
baseline
▲ 0.50% · 4.625%
HK$63,883
+HK$3,665/mo
Deposit HK$8.28M · loan HK$12.43M · min. income ≈ HK$120,436/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,039
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$64,730
−HK$1,715/mo
Today · 4.125%
HK$66,445
baseline
▲ 0.50% · 4.625%
HK$69,948
+HK$3,503/mo
Deposit HK$8.28M · loan HK$12.43M · min. income ≈ HK$132,890/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,109
−HK$4,146/mo
▼ 0.25% · 3.875%
HK$68,166
−HK$2,089/mo
Today · 4.125%
HK$70,255
baseline
▲ 0.50% · 4.625%
HK$74,530
+HK$4,275/mo
Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$140,510/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,546
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$75,518
−HK$2,001/mo
Today · 4.125%
HK$77,519
baseline
▲ 0.50% · 4.625%
HK$81,605
+HK$4,086/mo
Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$155,038/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,998
−HK$5,330/mo
▼ 0.25% · 3.875%
HK$87,642
−HK$2,686/mo
Today · 4.125%
HK$90,328
baseline
▲ 0.50% · 4.625%
HK$95,824
+HK$5,496/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$180,656/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,559
−HK$5,109/mo
▼ 0.25% · 3.875%
HK$97,095
−HK$2,573/mo
Today · 4.125%
HK$99,668
baseline
▲ 0.50% · 4.625%
HK$104,921
+HK$5,253/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$199,336/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,860 · Scale 2, in force from 26 Feb 2026)