LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,221
−HK$2,962/mo
▼ 0.25% · 3.875%
HK$48,690
−HK$1,493/mo
Today · 4.125%
HK$50,183
baseline
▲ 0.50% · 4.625%
HK$53,236
+HK$3,053/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,366/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$820,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,533
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,942
−HK$1,429/mo
Today · 4.125%
HK$55,371
baseline
▲ 0.50% · 4.625%
HK$58,290
+HK$2,919/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,742/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$820,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,666
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$58,428
−HK$1,791/mo
Today · 4.125%
HK$60,219
baseline
▲ 0.50% · 4.625%
HK$63,883
+HK$3,664/mo
Deposit HK$8.28M · loan HK$12.43M · min. income ≈ HK$120,438/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,040
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$64,731
−HK$1,715/mo
Today · 4.125%
HK$66,446
baseline
▲ 0.50% · 4.625%
HK$69,948
+HK$3,502/mo
Deposit HK$8.28M · loan HK$12.43M · min. income ≈ HK$132,892/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,110
−HK$4,146/mo
▼ 0.25% · 3.875%
HK$68,166
−HK$2,090/mo
Today · 4.125%
HK$70,256
baseline
▲ 0.50% · 4.625%
HK$74,530
+HK$4,274/mo
Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$140,512/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,547
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$75,519
−HK$2,001/mo
Today · 4.125%
HK$77,520
baseline
▲ 0.50% · 4.625%
HK$81,606
+HK$4,086/mo
Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$155,040/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,998
−HK$5,331/mo
▼ 0.25% · 3.875%
HK$87,642
−HK$2,687/mo
Today · 4.125%
HK$90,329
baseline
▲ 0.50% · 4.625%
HK$95,825
+HK$5,496/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$180,658/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,560
−HK$5,109/mo
▼ 0.25% · 3.875%
HK$97,096
−HK$2,573/mo
Today · 4.125%
HK$99,669
baseline
▲ 0.50% · 4.625%
HK$104,922
+HK$5,253/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$199,338/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,878 · Scale 2, in force from 26 Feb 2026)