LTV · monthly repayment
▼ 0.50% · 3.625%
HK$47,223
−HK$2,961/mo
▼ 0.25% · 3.875%
HK$48,692
−HK$1,492/mo
Today · 4.125%
HK$50,184
baseline
▲ 0.50% · 4.625%
HK$53,238
+HK$3,054/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$100,368/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$820,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,535
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$53,944
−HK$1,429/mo
Today · 4.125%
HK$55,373
baseline
▲ 0.50% · 4.625%
HK$58,292
+HK$2,919/mo
Deposit HK$10.35M · loan HK$10.35M · min. income ≈ HK$110,746/mo (50% DSR)
Upfront cash ≈ HK$11.18M (deposit + AVD stamp duty HK$820,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,667
−HK$3,554/mo
▼ 0.25% · 3.875%
HK$58,430
−HK$1,791/mo
Today · 4.125%
HK$60,221
baseline
▲ 0.50% · 4.625%
HK$63,885
+HK$3,664/mo
Deposit HK$8.28M · loan HK$12.43M · min. income ≈ HK$120,442/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,042
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$64,732
−HK$1,716/mo
Today · 4.125%
HK$66,448
baseline
▲ 0.50% · 4.625%
HK$69,950
+HK$3,502/mo
Deposit HK$8.28M · loan HK$12.43M · min. income ≈ HK$132,896/mo (50% DSR)
Upfront cash ≈ HK$9.10M (deposit + AVD stamp duty HK$820,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,112
−HK$4,146/mo
▼ 0.25% · 3.875%
HK$68,168
−HK$2,090/mo
Today · 4.125%
HK$70,258
baseline
▲ 0.50% · 4.625%
HK$74,533
+HK$4,275/mo
Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$140,516/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,549
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$75,521
−HK$2,001/mo
Today · 4.125%
HK$77,522
baseline
▲ 0.50% · 4.625%
HK$81,609
+HK$4,087/mo
Deposit HK$6.21M · loan HK$14.50M · min. income ≈ HK$155,044/mo (50% DSR)
Upfront cash ≈ HK$7.03M (deposit + AVD stamp duty HK$820,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$85,001
−HK$5,330/mo
▼ 0.25% · 3.875%
HK$87,645
−HK$2,686/mo
Today · 4.125%
HK$90,331
baseline
▲ 0.50% · 4.625%
HK$95,828
+HK$5,497/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$180,662/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$94,563
−HK$5,109/mo
▼ 0.25% · 3.875%
HK$97,099
−HK$2,573/mo
Today · 4.125%
HK$99,672
baseline
▲ 0.50% · 4.625%
HK$104,925
+HK$5,253/mo
Deposit HK$2.07M · loan HK$18.64M · min. income ≈ HK$199,344/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$820,939 · Scale 2, in force from 26 Feb 2026)